FAQ

How often do I need to meet with you? How many sessions do I need?

That depends on what issues you want and need to work on. It's recommended that individuals come in on a weekly basis when first addressing issues. After that we can decide how you are doing and how often you should meet. Some individuals may come in for a few sessions, others may attend for several months, and some may come in for a "tune up". You may find there are more areas/issues that come up that you may want to address as time goes on. Or you may find addressing one area of your life positively impacts other areas and you find you don't need additional therapy. 

Will health insurance cover my sessions?

In order to use insurance, your insurance must cover mental health services and you must have a mental health disorder that is covered by insurance. Not everyone who wants or can benefit from therapy reaches the level of having a diagnosable mental health disorder that is covered by insurance.

Can I use my health insurance? Or my HSA (Health Savings Account?)

 I am not in-network with all insurance companies, but if I am in-network with your insurance company then yes. Otherwise I would be considered an out-of-network provider. 

Yes, you can use your HSA (Health Savings Account) to pay for sessions. 

What is an out-of-network provider?

This means the insurance company recognizes I can provide the services, but I am not contracted with their company.  So if you have out-of-network health coverage and want to use your insurance you will pay me directly and I will provide you with a superbill/receipt which will contain all the information necessary for you to submit a claim to your insurance company. Many people have out-of-network benefits which means the insurance company may reimburse you for all or part of your claim. 

Some individuals choose not to use insurance even when they have it. Why would I not want to use my insurance? 

Sometimes life is hard and you just need help getting back on track. 

You want privacy. If you use insurance I am obligated to provide a diagnoses and/or other information to the insurance company for payment. They may also request records and additional information to verify the need for services.  

Having a mental health diagnosis can affect you in the future, such as applying for specific jobs or life insurance premiums.

You have a specific therapist you want to see. You want to decide how often to see them and the length of the sessions. Insurance companies can dictate the frequency and length of your sessions in addition to who you can see. 

Some types of therapy (EMDR for instance) can be more beneficial utilizing a longer session. Insurance companies dictate what length of a session they will reimburse. Some insurance companies do not cover specific types of therapy.

You have a high deductible for health insurance that will not be met. 

What is a Good Faith Estimate/No Surprises Act?

You have the right to know how much your services will cost. As of January 1, 2022, the law requires health care providers to give individuals who are not using insurance or don't have insurance an estimate of the bill for medical services and items. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. You can ask for a Good Faith estimate before you schedule. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call  800-985-3059.